Insurance As an Investment
Do I need to take a medical exam to get life insurance?
You do not have to take a medical exam to get life insurance, but it depends on the company you choose; many insurance companies require it. If you convert a term life insurance policy to a permanent policy, sometimes the insurance company will not require a second exam. Experts at www.Bankrate.com assert that the larger the value of the insurance policy, the more scrutiny and attention is given to a medical examination.