Insurance As an Investment

Do I need to take a medical exam to get life insurance?

You do not have to take a medical exam to get life insurance, but it depends on the company you choose; many insurance companies require it. If you convert a term life insurance policy to a permanent policy, sometimes the insurance company will not require a second exam. Experts at assert that the larger the value of the insurance policy, the more scrutiny and attention is given to a medical examination.


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