It is important to check with your state’s attorney general’s office, as well as the Better Business Bureau, before seeking the assistance of a debt consolidator. You may also search online to see if there have been any negative comments or stories written about the company. Check with the company’s references to see if the company is legitimate. Also, contact the local chamber of commerce in the city in which the company is located to see if there are any complaints about it. If you sense any time pressure from a pushy debt consolidation representative, find another company. This is a sign that the business may not be legitimate.