Real Estate

Home Ownership As an Investment

How do I know how much to put down on a house?

This is a tough question because it touches on purchaser sentiment. You should already have at least four to six months of living expenses saved in a cash account as an emergency fund, in case something should happen to your employment situation. This money should not be touched, not even to purchase a house. The money you have saved in addition to that—money you may have invested in other ways—should be used for your initial down payment.


This is a web preview of the "The Handy Investing Answer Book" app. Many features only work on your mobile device. If you like what you see, we hope you will consider buying. Get the App