In order to rebuild your credit history after a bankruptcy, try to establish a line of credit in small amounts, and pay off these amounts every month. Decide never to spend more on your credit cards than you can afford to pay off entirely each month. If your issue was overspending, learn how to create and live within a budget. If your issue was large medical expenses for you and/or your family, consider getting a job that offers more affordable or subsidized medical insurance at better rates. If your issue is not having adequate savings to survive economic downturns, work hard to save six months to one year of expenses, and do not touch these savings, no matter what happens.