Saving, Managing Debt, and BudgetingInvesting Versus Speculation | 
            
                    How does Forbes characterize the difference between investing and speculation? | 
                
In a 2012 article summarizing a book by Jack Bogle, the founder of Vanguard Mutual Funds, the author states there is “harm done when a culture of short-term speculation focused on the price of a stock overwhelms a culture of long-term investment focused on the intrinsic value of a corporation.”
