Saving, Managing Debt, and Budgeting


How should I choose a lender?

You should choose a lender by comparing the interest rates, the amount of money required for a down payment, and any fees or points associated with the loan. You may also want to inquire how long it will take to process your loan. Always speak with several different lenders, and beware of lenders offering comparatively low interest rates, as they may just be “teaser rates” designed to get you to come in and speak with them. You should meet with lenders after you have learned as much as possible about their current rates and practices, as well as fees, so that you will know who is giving you the best deal.


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