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If I own a condominium, am I covered under the condo association’s policy?

Renters’ Insurance Read more from
Chapter Insurance

No. The condo association’s policy covers the physical property itself, not the possessions within. Check with your condo association to see exactly what is covered under its policy, and what coverage it recommends before you purchase a condominium. Most condominium owners believe their possessions are covered, when in fact they are not.

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