No. In order to make the best use of anyone’s advice, you must take the time to be well informed so you can understand different options or strategies. Millions of people feel a financial adviser can make decisions for them, or that they can pay someone to “manage” their finances, so they need not learn about it. People often fail to learn enough about personal finance, and cannot tell the difference between bad advice and good advice. If you are not well informed about the myriad choices available to you and your advisers, it is very difficult to know what option is best for you.