Some of the best strategies employed to assist us in saving money include: knowing where you are in terms of our income/expenses and net worth today, and creating a goal with a time frame of where you wish to be. Caring about saving even small amounts gives you the practice and trains you to have the discipline to save and care about larger amounts. The very act of keeping track of our spending will cause many people to begin to see how they can cut their expenses, by not purchasing on impulse, comparison shopping for lower prices, decreasing the usage of credit/debit cards, and creating and sticking to a monthly or weekly expense budget.