Food (groceries, restaurants); Housing (mortgage/rent, property taxes, insurance, utilities, repairs); Clothing; Transportation (public, fuel, insurance, lease payments, car loan, rental); Health Care (including insurance premiums, co-pays, deductibles, prescriptions); Entertainment; Personal Care; Education; Communications (land line, cell phone, Internet, cable); Computers/Technology; Income Taxes; Pensions/401(k); After-Tax Investments/Savings; Charity; Life Insurance; Lawn Care; Credit Card Debt; Other Loan Payments; Hair/Salon; and Travel.