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The Future

IRA

What are the main reasons why people delay retirement?

There are many reasons why people delay the age at which they choose to retire. In recent surveys, 29% of respondents cite the weak economy as the underlying reason. Other reasons include a change in employment situation (22%), inability to afford to retire (16%), need to make up for stock market losses (12%), lack of faith in Social Security (7%), need to pay current expenses first (6%), increase assets to retire well (6%), uncertainty about stock market (5%), health care costs (4%), and changes in the minimum retirement age (4%).



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