Saving, Managing Debt, and Budgeting
Credit Card Debt
What are the next steps to increase my available funds so that I may invest?
You should pay off all higher-interest rate debts first, since those debts use so much of your income. You should stop using credit cards in favor of cash, and be sure to pay off the balance of what you used on a credit card in full each month, so that you do not take on any more debt. And never pay only the minimum amount that credit cards request, as this will keep you in the debt cycle for a very long time.