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Saving, Managing Debt, and Budgeting

Introduction

What influences my ability to save?

Among many variables, the most basic influence is your preference, belief, and ultimately your decision to do without or abstain from present expenditures in order to have the ability to use this money at some time in the future. You should understand or have a goal in mind, and then make adjustments in current expenditures in order to meet your goals.



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