Saving, Managing Debt, and Budgeting

Risk / Reward

What is “mortality risk”?

You will certainly die. It could happen during the next hour, day, or year, and insurance companies price their products accordingly, using actuarial calculations to factor the probability of the timing of your mortality. Regarding your pension or other post-retirement benefits, your mortality risk is generally accepted to be the risk of dying earlier than expected while you earn such benefits.


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