When you are young, perhaps earning income from your first job, most experts agree that you should create healthy financial habits and practice the discipline of saving—no matter how small—on a regular basis. Since some investments require minimums in order to invest, you should explore investment options available through your employer (such as 401(k)s) or through local financial institutions. When you are young, you can afford to learn and explore different investment strategies, since you have a long time horizon in which to realize gains from our investment choices.