According to experts at Morningstar, the mutual fund analytical research company, investing requires a certain mindset in order for you to reach your long-term goals. It suggests that you try not to overreact to the various ups and downs of market cycles. According to Morningstar, when the news is spreading about a possible increase or decline in various markets with which our investments may be correlated, when the talk on the street is all about the financial markets, this is precisely the wrong time to sell or buy equity investments. Morningstar further suggests that you stay on track to hit your long-term goals, and try to develop the discipline to keep to your long-term financial investing performance goals.