Increasingly, we are turning into a cashless society. We pay our bills online, get our entertainment online, and pay for purchases online, so it is only natural that we also desire a virtual bank account. Maybe we are tired of having to drive to a branch location, park, and wait in line just to make a deposit. With an online bank, making a deposit is as easy as making a few mouse clicks. The time savings alone is enough to make people switch to an online bank, since you can do all the same things with an online bank as with your local bank, but much faster.