Saving, Managing Debt, and Budgeting

Credit Card Debt

Why use credit cards?

Credit cards give you access to cash immediately so that you may pay for many different expenses, from food to utility bills, without having to carry large amounts of cash. Consumers only have to write one check each month to cover many monthly expenses. Some credit cards allow consumers to earn points for using the card, which are later redeemable for products or services.



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