Credit and Bankruptcy Law

Debt Collectors and the Law

Can consumers sue for violations of the FDCPA?

Yes, the law provides for a “civil liability” section that includes consumers receiving damages. Consumers can receive actual damages and additional damages of up to $1,000. The law also allows consumers to sue under a class-action theory. Consumers can also recover reasonable attorney’s fees if they prevail in such an action. The law provides that such actions must be brought in a federal district court within one year from the date of the violations.


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