You can start by contacting one of the three major consumer reporting agencies if you determined that information in your credit report is inaccurate or incomplete. You can contact the agencies as follows:

• Equifax: 1-800-685-1111, or www.equifax.com

• Experian: 1-888-397-3742, or www.experian.com

• TransUnion: 1-800-916-8800, or www.transunion.com