Credit and Bankruptcy Law

Debt Collectors and the Law

What is considered harassing behavior under the Fair Debt Collections Practices Act (FDCPA)?

The law prohibits the “the threat of use of violence,” “use of obscene or profane language,” the publication of a list of consumers who refuse to pay debts, and repeated ringing of a consumer’s telephone “with the intent to annoy, abuse, or harass any person at the called number.” The law also prohibits telephone calls without disclosing the identity of the caller.


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