Credit Cards

Finance Rates, Interest Rates, Introductory Rates

Do I have to have large balances on my credit card in order to establish credit, or improve my credit rating?

No, you don’t have to have large balances or many credit cards in order to establish or improve your credit rating. What you do need is a consistent history of paying the balances off in full, each month.


This is a web preview of the "The Handy Personal Finance Answer Book" app. Many features only work on your mobile device. If you like what you see, we hope you will consider buying. Get the App