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Budgeting Expenses

Creating a Budget

Is there any easy way of using credit card purchase statements in order to get this information?

Yes, many credit card companies will send you an annual statement at the end of December, which itemizes all of your charges and groups them in different categories for the year, much the same as we described for your budget.

Impulse buying is the best way to blow your budget out of the water. Before you make a purchase, pause for a minute and think to yourself: “Do I really need this?”

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