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Budgeting Expenses

Creating a Budget

What are some examples of financial goals?

Some financial goals might be: reduce debt by 20%; save 10% of what I earn; save $20,000 to pay for house down payment; reduce my credit card debt to $1,000; save $10,000 per year for my children’s education; or reduce my heating expenses by 25%.



There are many creative ways to save on gasoline. For instance, if you often make short commutes, you might like to purchase a gas-saving scooter. Even better, get a bicycle and get some exercise while you are at it!