There are several ways to shave money off of your policy. One of the easiest ways is to shop around and compare prices for the same coverage. You may also try increasing your deductible, getting a group rate by belonging to a group that has coverage with the insurance company (like a credit union), insuring multiple vehicles with the same company, getting multiple insurance policies (like house and car) from the same company, installing anti-theft devices, and wearing seat belts. You may see savings of hundreds of dollars per year. See the checklist on page 115 for more ideas.