Food (groceries, restaurants) housing (mortgage/rent, property taxes, insurance, utilities, repairs), clothing, transportation (public, fuel, insurance, lease payments, car loan, rental), health care, entertainment, personal care, education, communications (land line, cell phone, Internet, cable), computers/technology, income taxes, pensions/401k, after tax investments/savings, charity, life insurance, entertainment, lawn care, credit card debt, other loan payments, hair/salon, medical (co-pays, insurance), and travel.