What is personal finance?

Personal finance is the management of our income, expenses, and investments in order for us to realize our personal financial goals. It is the study of, and attention to, the management of our money in order for us to create wealth and ultimately, independence. It focuses on establishing short and long-term goals; and, by making incremental steps in our present, we are able to realize our financial goals in the future. Through the study of personal finance, we learn possible strategies to take and choices to make in our decisions in order realize our financial goals.


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