Budgeting Expenses

Cutting Expenses

What other ways are there to save on monthly expenses?

Kicking the cigarette habit can easily shave hundreds of dollars from a pack-a-day smoker’s budget. At over $8 a pack, it represents $240 a month in savings. Resist the impulse to buy a new car, or even to change cars. It is a lot cheaper to change your oil and have it cleaned than to buy a new car.



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