Budgeting Expenses

Creating a Budget

Why do so many of our financial problems involve discretionary expenses?

Because these are the expenses that are more impulsive, unplanned, or immediate. They are also expenses that we normally put on a credit card, which, if not paid in full each month, means that we will pay interest on these charges. And over time, all of these charges can add up to many thousands of dollars in financial problems.



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