Increasingly, we are turning into a cashless society. We pay our bills online, get our entertainment online, and pay for things that we buy on the Internet, so it’s only natural that we also wish to have a virtual bank account. Maybe we are tired of having to drive to a branch location, park, and wait in line, just to make a deposit. In an online bank, making a deposit is as easy as making a few clicks with your mouse. The time savings alone is enough to make people switch to an online bank, since you can do all of the same things with an online bank that you do with your local bank, but in a much faster way.