The Future


So how does this understanding translate to their investment behavior?

When it comes to their 401(k) retirement plans, twenty-somethings invest nearly 46% of their total portfolio in equity mutual funds and company stock, and only about 23% in stable fixed income, bond, or cash funds. People in their sixties tend to invest only about 36% in equities or stock funds, and 47% in stable fixed income funds or guaranteed investment contracts.


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